No academic studies / surveys without approval - All surveys / studies must have prior r/credit mod approval and must have IRB approval. This includes buying tradelines, CPNs, etc. No promoting fraud - Posts or comments encouraging others to commit fraud will be removed and will result in a permanent ban. Attempts to work around automod will result in a permanent ban. ![]() Please see the wiki to see the general r/credit consensus on using such companies. No credit repair company / services posts - No posts asking about hiring a credit repair company or service are allowed. Violation is an immediate and permanent ban. This sub-reddit is for sharing information directly in the community. No Self-promotion - No self promotion of your services, products, videos, etc. No Link Shorteners/Referrals - Any use of a link shortener or referral will result in an immediate and permanent ban. ![]() Insults, slurs, name-calling, going off topic, personal attacks, etc. You will not be welcome in this sub if you attack others. Don't Shame Others / Name-calling / Personal Attacks - Everybody makes mistakes in their life and this platform is here for us to work together to correct them.Please keep these general guidelines in mind when participating in r/CRedit Consider checking out these reddits to do just that! Getting your credit in order sometimes requires you to also get a reign on your life overall. Medical Collections Information / Guide.Discover, Amex, Wells Fargo, and other banks / credit unions provide various FICO scores for customers. ![]() Credit Score Card - FICO 8 Experian by Discover.We are here to support you if you need an advice on closing/opening a credit card, removing negative information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. R/CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.
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